[{"data":1,"prerenderedAt":214},["ShallowReactive",2],{"wp-posts-slug-cost-of-bad-financial-data":3,"wp-gravity-form-1":170},{"id":4,"date":5,"date_gmt":6,"guid":7,"modified":5,"modified_gmt":6,"slug":9,"status":10,"type":11,"link":12,"title":13,"content":15,"excerpt":18,"author":19,"featured_media":20,"comment_status":21,"ping_status":21,"sticky":17,"template":16,"format":22,"meta":23,"categories":24,"tags":26,"class_list":27,"acf":34,"yoast_head":67,"yoast_head_json":68,"_links":130},1471,"2026-06-29T17:32:57","2026-06-29T16:32:57",{"rendered":8},"https://ybl.ca/?p=1471","cost-of-bad-financial-data","publish","post","https://ybl.ca/blog/cost-of-bad-financial-data/",{"rendered":14},"The Real Cost of Bad Financial Data When You’re Doing $1M+",{"rendered":16,"protected":17},"",false,{"rendered":16,"protected":17},4,0,"open","standard",{"_acf_changed":17,"footnotes":16},[25],1,[],[28,11,29,30,31,32,33],"post-1471","type-post","status-publish","format-standard","hentry","category-uncategorised",{"Title":35,"Description":36,"Image":37,"blog_content":66,"FeaturedVideo":17},"The Real Cost of Bad Financial Data When You're Doing $1M+","Bad financial data quietly costs $1M+ businesses in overpaid tax, missed decisions, and lost financing. Here's the real cost, and how to fix it.",{"ID":38,"id":38,"title":39,"filename":40,"filesize":41,"url":42,"link":43,"alt":16,"author":44,"description":16,"caption":16,"name":45,"status":46,"uploaded_to":4,"date":47,"modified":47,"menu_order":20,"mime_type":48,"type":49,"subtype":50,"icon":51,"width":52,"height":53,"sizes":54},1472,"1m plus financial data","1m-plus-financial-data.jpg",100533,"https://ybl.nyc3.digitaloceanspaces.com/1m-plus-financial-data.jpg","https://ybl.ca/blog/cost-of-bad-financial-data/1m-plus-financial-data/","4","1m-plus-financial-data","inherit","2026-06-22 20:42:59","image/jpeg","image","jpeg","https://ybl.ca/wp-includes/images/media/default.svg",940,627,{"thumbnail":55,"thumbnail-width":56,"thumbnail-height":56,"medium":57,"medium-width":58,"medium-height":59,"medium_large":60,"medium_large-width":61,"medium_large-height":62,"large":42,"large-width":52,"large-height":53,"1536x1536":42,"1536x1536-width":52,"1536x1536-height":53,"2048x2048":42,"2048x2048-width":52,"2048x2048-height":53,"gform-image-choice-sm":42,"gform-image-choice-sm-width":58,"gform-image-choice-sm-height":59,"gform-image-choice-md":42,"gform-image-choice-md-width":63,"gform-image-choice-md-height":64,"gform-image-choice-lg":42,"gform-image-choice-lg-width":65,"gform-image-choice-lg-height":63},"https://ybl.nyc3.digitaloceanspaces.com/1m-plus-financial-data-150x150.jpg",150,"https://ybl.nyc3.digitaloceanspaces.com/1m-plus-financial-data-300x200.jpg",300,200,"https://ybl.nyc3.digitaloceanspaces.com/1m-plus-financial-data-768x512.jpg",768,512,400,267,600,"\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">\u003Cstrong>TL;DR:\u003C/strong> Bad financial data rarely shows up as a single dramatic loss. It costs you in slow, compounding ways: tax you overpay because nobody planned for it, decisions you make on numbers that turn out to be wrong, financing you can’t access because your books won’t pass a lender’s review, and a lower valuation when you eventually sell. For a business doing $1M or more, those costs routinely run into the tens of thousands of dollars a year, and most owners never see the invoice.\u003C/p>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">When you were doing $300,000 in revenue, you could hold the business in your head. You knew roughly what was in the bank, what was owed, and what was coming. Sloppy books were survivable because the stakes were small and you were close to every transaction.\u003C/p>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">That stops being true somewhere past the $1M mark. The transaction volume climbs, payroll gets real, HST starts moving meaningful money, and the gap between “what the numbers say” and “what is actually happening” turns from a rounding error into a liability. The problem is that the cost of bad financial data is almost entirely invisible until it isn’t.\u003C/p>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">This post breaks down where that cost actually lives, why $1M is the threshold where it bites, and what clean financial data is supposed to give you in return.\u003C/p>\n\u003Chr class=\"border-border-200 border-t-0.5 my-3 mx-1.5\" />\n\u003Ch2 class=\"text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold\">What “bad financial data” actually means\u003C/h2>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">Bad financial data is not the same as fraud or gross negligence. In most $1M+ businesses we see, the books are not made up. They are just wrong in quiet, structural ways.\u003C/p>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">Bad financial data usually looks like one of these:\u003C/p>\n\u003Cul class=\"[li_&]:mb-0 [li_&]:mt-1 [li_&]:gap-1 [&:not(:last-child)_ul]:pb-1 [&:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3\">\n\u003Cli class=\"font-claude-response-body whitespace-normal break-words pl-2\">\u003Cstrong>Miscategorized transactions.\u003C/strong> Owner draws booked as expenses, capital purchases run through as repairs, contractor payments split across the wrong accounts. The total at the bottom looks plausible, but the categories that drive tax and decisions are off.\u003C/li>\n\u003Cli class=\"font-claude-response-body whitespace-normal break-words pl-2\">\u003Cstrong>Stale reconciliations.\u003C/strong> The bank feed has not been reconciled in two or three months, so the cash position on the screen is fiction. You think you have $80,000 of room. You have $40,000.\u003C/li>\n\u003Cli class=\"font-claude-response-body whitespace-normal break-words pl-2\">\u003Cstrong>Cash-basis thinking on an accrual business.\u003C/strong> Revenue recognized when the cash lands instead of when it is earned, expenses recorded when paid instead of when incurred. Profitable months look like losses and vice versa.\u003C/li>\n\u003Cli class=\"font-claude-response-body whitespace-normal break-words pl-2\">\u003Cstrong>No separation between bookkeeping and reporting.\u003C/strong> Someone records the transactions, but nobody turns them into a usable picture. Raw data exists. Information does not.\u003C/li>\n\u003C/ul>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">The unifying theme is that the numbers are recorded but not trustworthy. And once they are not trustworthy, every decision built on top of them inherits the error.\u003C/p>\n\u003Chr class=\"border-border-200 border-t-0.5 my-3 mx-1.5\" />\n\u003Ch2 class=\"text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold\">Why $1M is the breaking point\u003C/h2>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">Three things change when a business crosses roughly $1M in revenue, and each one raises the cost of getting the data wrong.\u003C/p>\n\u003Ch3 class=\"text-text-100 mt-2 -mb-1 text-base font-bold\">The CRA exposure scales up\u003C/h3>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">Below a certain size, a CRA error is a small number. Above $1M, the same percentage error is a real one. If your books overstate deductible expenses by even a few percent, the reassessment, interest, and penalties are no longer trivial.\u003C/p>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">A corporation that owes more than $3,000 in net tax is required to make tax instalments. Get your in-year profit estimate wrong because your data is stale, and you either underpay (and owe instalment interest) or overpay (and hand the CRA an interest-free loan for the year). Both are direct costs created by bad data, not bad luck.\u003C/p>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">Late or incorrect filings compound it. The CRA’s late-filing penalty starts at 5% of the balance owing plus 1% for each full month the return is late, up to 12 months, and that is before interest. A business that can’t close its books on time because the underlying data is a mess walks into those penalties every year.\u003C/p>\n\u003Ch3 class=\"text-text-100 mt-2 -mb-1 text-base font-bold\">HST starts moving real money\u003C/h3>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">At $1M+ you are well past the $30,000 small-supplier threshold and collecting HST on everything. That means you are now a tax collector for the CRA, and the input tax credits you claim have to be supported by clean records.\u003C/p>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">Miscategorize enough transactions and you either over-claim input tax credits (audit risk) or under-claim them (you leave your own money on the table). On a business remitting HST on $1M+ of sales, a structural error in how ITCs are tracked is not a rounding issue. It is a recurring leak.\u003C/p>\n\u003Ch3 class=\"text-text-100 mt-2 -mb-1 text-base font-bold\">Decisions get bigger and faster\u003C/h3>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">At $300,000 you make a handful of decisions a year that move the business. At $1M+ you are hiring, signing leases, taking on inventory, extending credit terms, and committing to marketing spend, often several at once. Every one of those decisions is priced off your financial data.\u003C/p>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">If the data is wrong, you are not making conservative decisions or aggressive ones. You are making random ones, and you won’t find out which until the consequences arrive a quarter later.\u003C/p>\n\u003Chr class=\"border-border-200 border-t-0.5 my-3 mx-1.5\" />\n\u003Ch2 class=\"text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold\">The four places the cost actually shows up\u003C/h2>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">The phrase “bad data costs you money” is too vague to act on. Here is where the money actually goes.\u003C/p>\n\u003Ch3 class=\"text-text-100 mt-2 -mb-1 text-base font-bold\">1. Tax you didn’t need to pay\u003C/h3>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">This is the most common and the most invisible. Tax planning only works in advance. An advisor who can see accurate, current numbers in September can tell you whether to accelerate a purchase, pay a bonus, top up an RRSP, or manage the line between the small business deduction and the general rate.\u003C/p>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">The small business deduction applies the lower corporate rate to the first $500,000 of active business income. Cross that line without planning for it, and the income above it is taxed at the general rate. Whether you cross it, and what you do about it, is a decision that depends entirely on having reliable numbers before year-end. With bad data, nobody sees the line coming. You find out in the spring, when it is too late to do anything but pay.\u003C/p>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">Passive investment income inside the corporation can grind that $500,000 limit down once it passes $50,000 in a year. Again: a planning conversation that only happens if someone is actually reading accurate financials during the year, not reconstructing them after it.\u003C/p>\n\u003Ch3 class=\"text-text-100 mt-2 -mb-1 text-base font-bold\">2. Decisions made on numbers that were wrong\u003C/h3>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">Suppose your books say a product line carries a 40% margin. You lean into it, you scale the marketing, you hire to support it. Six months later a proper review shows the real margin was 22% because freight, returns, and a chunk of labour were never allocated to it.\u003C/p>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">You did not make a bad call. You made a good call on bad data, which produces the same result. The cost here is not one number on a statement. It is the compounding effect of steering the whole business with a faulty instrument panel.\u003C/p>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">This is where the distinction between bookkeeping and advisory matters. Your bookkeeper keeps your transactions recorded and your bank accounts reconciled. That work is essential. What it will not give you on its own is a margin analysis that tells you which parts of the business actually make money.\u003C/p>\n\u003Ch3 class=\"text-text-100 mt-2 -mb-1 text-base font-bold\">3. Financing you couldn’t access\u003C/h3>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">The day you need a line of credit, an equipment loan, or growth capital is the day your financial data goes from internal tool to external exam. A lender does not care that you know the business is healthy. They care what your statements say.\u003C/p>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">Messy books slow everything down. Best case, you spend weeks and accounting fees cleaning up data you should have had ready, and the deal closes late. Worst case, the numbers raise enough questions that the lender prices in the risk, offers worse terms, or passes. The cost of bad data here is measured in the rate you pay and the capital you don’t get.\u003C/p>\n\u003Ch3 class=\"text-text-100 mt-2 -mb-1 text-base font-bold\">4. Valuation drag when you sell\u003C/h3>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">Eventually you exit, and a buyer runs due diligence. Clean, consistent, defensible financials are one of the strongest signals that a business is well run. Inconsistent ones do the opposite.\u003C/p>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">A buyer who finds disorganized data assumes there are more problems they haven’t found yet, and they discount the offer to cover that risk. Years of sloppy bookkeeping can quietly shave a multiple off the sale price. That is the single largest cost on this list, and it lands at the worst possible moment, when there is no time left to fix it.\u003C/p>\n\u003Chr class=\"border-border-200 border-t-0.5 my-3 mx-1.5\" />\n\u003Ch2 class=\"text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold\">How bad data compounds\u003C/h2>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">The reason this is dangerous rather than merely annoying is that the errors do not stay still. They build on each other.\u003C/p>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">Stale reconciliations produce a wrong cash position. The wrong cash position produces a bad spending decision. The bad spending decision shows up as a miscategorized transaction, which corrupts the margin analysis, which drives the next bad decision. By the time anyone runs a clean set of statements, you are not fixing one mistake. You are unwinding a year of decisions that were all built on the same cracked foundation.\u003C/p>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">This is why “we’ll clean it up at year-end” is the most expensive sentence in a growing business. Year-end cleanup gives you a correct historical record. It does nothing for the twelve months of decisions you already made with the wrong numbers.\u003C/p>\n\u003Chr class=\"border-border-200 border-t-0.5 my-3 mx-1.5\" />\n\u003Ch2 class=\"text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold\">What good financial data is supposed to give you\u003C/h2>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">Clean financial data is not an accounting nicety. It is a decision-making asset. Done properly, it gives you a few specific things:\u003C/p>\n\u003Cul class=\"[li_&]:mb-0 [li_&]:mt-1 [li_&]:gap-1 [&:not(:last-child)_ul]:pb-1 [&:not(:last-child)_ol]:pb-1 list-disc flex flex-col gap-1 pl-8 mb-3\">\n\u003Cli class=\"font-claude-response-body whitespace-normal break-words pl-2\">\u003Cstrong>A current, trustworthy picture.\u003C/strong> Reconciled monthly, categorized consistently, so the number on the screen matches reality closely enough to act on.\u003C/li>\n\u003Cli class=\"font-claude-response-body whitespace-normal break-words pl-2\">\u003Cstrong>Forward visibility.\u003C/strong> A cash flow model that shows you the problem in September, while you can still do something about it, instead of in February, when it is a crisis.\u003C/li>\n\u003Cli class=\"font-claude-response-body whitespace-normal break-words pl-2\">\u003Cstrong>Margin clarity.\u003C/strong> A clear read on which products, services, and clients actually make money, so you scale the right ones.\u003C/li>\n\u003Cli class=\"font-claude-response-body whitespace-normal break-words pl-2\">\u003Cstrong>Audit and lender readiness.\u003C/strong> Books that hold up when an outside party, the CRA or a bank, decides to look closely.\u003C/li>\n\u003C/ul>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">None of that requires heroics. It requires the bookkeeping, the reporting, and the advisory layer to actually connect, and for someone to be reading the numbers while there is still time to use them.\u003C/p>\n\u003Chr class=\"border-border-200 border-t-0.5 my-3 mx-1.5\" />\n\u003Ch2 class=\"text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold\">How to fix it before it costs you\u003C/h2>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">You do not need to rebuild your entire finance function overnight. You need to close the gap between recorded and trustworthy, in this order:\u003C/p>\n\u003Col class=\"[li_&]:mb-0 [li_&]:mt-1 [li_&]:gap-1 [&:not(:last-child)_ul]:pb-1 [&:not(:last-child)_ol]:pb-1 list-decimal flex flex-col gap-1 pl-8 mb-3\">\n\u003Cli class=\"font-claude-response-body whitespace-normal break-words pl-2\">\u003Cstrong>Get current.\u003C/strong> Reconcile every account to today. You cannot plan from a position you can’t see. Until the cash and balances are accurate, everything downstream is guesswork.\u003C/li>\n\u003Cli class=\"font-claude-response-body whitespace-normal break-words pl-2\">\u003Cstrong>Fix the categories that drive decisions.\u003C/strong> Focus on the accounts that feed tax and margin first: cost of goods, payroll, owner compensation, capital versus expense. Perfect is not the goal. Trustworthy is.\u003C/li>\n\u003Cli class=\"font-claude-response-body whitespace-normal break-words pl-2\">\u003Cstrong>Separate recording from reading.\u003C/strong> Recording transactions and interpreting them are different jobs. Make sure someone owns the second one, and is doing it monthly, not annually.\u003C/li>\n\u003Cli class=\"font-claude-response-body whitespace-normal break-words pl-2\">\u003Cstrong>Build the forward view.\u003C/strong> Once the historical data is clean, add a simple rolling cash flow and margin model. This is where bad data stops costing you and good data starts paying you back.\u003C/li>\n\u003C/ol>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">The businesses that handle this well are not the ones with the biggest accounting budgets. They are the ones that stopped treating financial data as a year-end compliance chore and started treating it as the instrument they steer by.\u003C/p>\n\u003Chr class=\"border-border-200 border-t-0.5 my-3 mx-1.5\" />\n\u003Ch2 class=\"text-text-100 mt-3 -mb-1 text-[1.125rem] font-bold\">Frequently asked questions\u003C/h2>\n\u003Ch3 class=\"text-text-100 mt-2 -mb-1 text-base font-bold\">How much does bad financial data actually cost a $1M business?\u003C/h3>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">There is no single figure, because the cost is spread across overpaid tax, mispriced decisions, worse financing terms, and lower valuation. For a business at $1M+, the combined annual cost commonly runs into the tens of thousands of dollars, and most of it never appears as a line item, which is exactly why it goes unaddressed for so long.\u003C/p>\n\u003Ch3 class=\"text-text-100 mt-2 -mb-1 text-base font-bold\">Isn’t a good bookkeeper enough to prevent this?\u003C/h3>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">A good bookkeeper prevents the recording errors, and that is essential. What bookkeeping alone does not cover is the reporting and advisory layer: turning accurate records into margin analysis, tax planning, and a forward-looking cash flow view. Bad data problems at $1M+ usually live in that gap, not in the bookkeeping itself.\u003C/p>\n\u003Ch3 class=\"text-text-100 mt-2 -mb-1 text-base font-bold\">How often should financial statements be reconciled and reviewed?\u003C/h3>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">For a business doing $1M or more, monthly is the standard. Reconciling and reviewing once a quarter or once a year means you are always making decisions on data that is weeks or months out of date, which is where most of the real cost comes from.\u003C/p>\n\u003Ch3 class=\"text-text-100 mt-2 -mb-1 text-base font-bold\">What’s the connection between bad data and CRA penalties?\u003C/h3>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">Two ways. First, a business that can’t close its books on time risks the CRA’s late-filing penalty, which starts at 5% of the balance owing plus 1% per month, plus interest. Second, inaccurate records lead to wrong instalment estimates and unsupported input tax credit claims, both of which create cost through interest, reassessment, or audit risk.\u003C/p>\n\u003Ch3 class=\"text-text-100 mt-2 -mb-1 text-base font-bold\">We plan to clean everything up at year-end. Is that a problem?\u003C/h3>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">It is the most common and most expensive habit we see. Year-end cleanup gives you a correct historical record, but it does nothing for the full year of decisions you already made on bad numbers. The point of clean data is to inform decisions while you can still change them, not to document them after the fact.\u003C/p>\n\u003Ch3 class=\"text-text-100 mt-2 -mb-1 text-base font-bold\">Does messy financial data really affect what my business is worth?\u003C/h3>\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">Yes, often significantly. When a buyer or lender finds disorganized financials, they assume there are more problems they haven’t uncovered and discount accordingly. Years of inconsistent bookkeeping can shave a meaningful amount off your sale price, and it lands at the one moment when there is no time left to fix it.\u003C/p>\n\u003Chr class=\"border-border-200 border-t-0.5 my-3 mx-1.5\" />\n\u003Cp class=\"font-claude-response-body break-words whitespace-normal\">\u003Cem>If you’re past $1M and you’ve never been fully confident in your numbers, that gap is worth closing before it costs you a decision, a loan, or a deal. At YBL we build the reporting and advisory layer on top of clean books so the numbers you steer by actually hold up. If that’s the conversation you need to have, \u003Ca class=\"underline underline underline-offset-2 decoration-1 decoration-current/40 hover:decoration-current focus:decoration-current\" href=\"https://ybl.ca/contact\">we’re here for it\u003C/a>.\u003C/em>\u003C/p>\n","\u003C!-- This site is optimized with the Yoast SEO plugin v26.4 - https://yoast.com/wordpress/plugins/seo/ -->\n\u003Ctitle>The Real Cost of Bad Financial Data When You're Doing $1M+ - ybl\u003C/title>\n\u003Cmeta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" />\n\u003Clink rel=\"canonical\" href=\"https://ybl.ca/blog/cost-of-bad-financial-data/\" />\n\u003Cmeta property=\"og:locale\" content=\"en_US\" />\n\u003Cmeta property=\"og:type\" content=\"article\" />\n\u003Cmeta property=\"og:title\" content=\"The Real Cost of Bad Financial Data When You're Doing $1M+ - ybl\" />\n\u003Cmeta property=\"og:url\" content=\"https://ybl.ca/blog/cost-of-bad-financial-data/\" />\n\u003Cmeta property=\"og:site_name\" content=\"ybl\" />\n\u003Cmeta property=\"article:published_time\" content=\"2026-06-29T16:32:57+00:00\" />\n\u003Cmeta name=\"author\" content=\"Zach Fedak\" />\n\u003Cmeta name=\"twitter:card\" content=\"summary_large_image\" />\n\u003Cmeta name=\"twitter:label1\" content=\"Written by\" />\n\t\u003Cmeta name=\"twitter:data1\" content=\"Zach Fedak\" />\n\t\u003Cmeta name=\"twitter:label2\" content=\"Est. reading time\" />\n\t\u003Cmeta name=\"twitter:data2\" content=\"11 minutes\" />\n\u003Cscript type=\"application/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https://schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https://ybl.ca/blog/cost-of-bad-financial-data/\",\"url\":\"https://ybl.ca/blog/cost-of-bad-financial-data/\",\"name\":\"The Real Cost of Bad Financial Data When You're Doing $1M+ - 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